I went on a cruise back in February of 2020. Thankfully before The Grand Princess boarded a passenger who was the first to die of the Corona Virus.
We did have a problem with a passenger who needed to be brought to a hospital to have immediate surgery and the ship had to return to Hawaii.
This caused us to have to change our flight home.
I immediately called Allianz Insurance and told them the problem and the change fee and they immediately refunded me my out of pocket cost.
You do need to make sure that the Covid 19 is covered on your policy and I believe it might cost more for that rider, but it is money well spent.
Do not penny pinch on insurance, it could save your bacon someday.
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